Like supermarkets, many banks are now offering incentives to customers. These are mainly in the form of interest rate concessions to home loan borrowers..
This may occur if the borrower opens a new current account at a particular bank.
A home loan lending bank may offer incentives. They would usually want the borrower to move his main banking relationship to them.
This is good for sellers because it encourages people to buy rather than rent. It also increases the pool of buyers.
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